Why order an appraisal from Thelen Appraisal ?

Thousands of people in North Dakota buy, sell or refinance their home each year. Many of these transactions consist of a simple line item for an appraisal. And while there are a developing number of automated home valuation processes that might seem more practical than an appraisal, nearly all lenders still need a local expert because the stakes are incredibly high. But is obtaining a mortgage the only reason you should get an appraisal? Are there more times when the services of a certified, independent real estate professional might come in handy? You bet there are.


	For real estate appraisals in Fargo and Cass County, it's easiest when your order online from Thelen Appraisal , just click here.

Challenge your tax assessment in Cass County

It's probable you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are determined by a previous assessment of your house, so if prices have gone down in your area, you can appeal your assessment and save money. An appraisal from Thelen Appraisal is your best evidence when building your case. At Thelen Appraisal ,we can assist you in challenging your tax assessment.

Let Thelen Appraisal help you lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that most lenders ask home owners to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the home. Very often, this added payment is bundled into the monthly mortgage payment and is soon forgotten. This is unfavorable because PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to do away with the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Thelen Appraisal can produce a statement regarding the value of your home. The expense of the appraisal can often be regained in just a few months because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is often complicated by the strenuous decision of who gets the home, and it can be a very heartbreaking ordeal for both parties. Regardless of the circumstances, it's a good idea to order an appraisal from Thelen Appraisal so both parties are entirely aware of the true market value of their property.

The parties will have a good idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these matters. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal.

Relocating to or from Cass County

We are aware of the stress involved with an employee relocation. We take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive characteristics of their property, along with information about any new sales or listings in their neighborhood that they want considered during our detailed process.

Don't sell out for too little or keep your home on the market too long.

A professional appraisal will help you make a better educated decision when determining your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are derived from our efforts to complete the appraisal report and and aren't related to the sales price.

On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.